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Canadian Charm

March 8, 2011 in Expat Advantages, Expat Americans, Expat Locations, Moving Abroad Tips by Paul Allen | No comments

I confess, I’ve never actually been there. But the myriad of people I know who have lived in or visited the city all say the same thing: Vancouver is an absolutely fabulous place.

And it has some official backing.

The latest annual ranking[1] by the Economist Intelligence Unit claims Vancouver is the most liveable city in the world.

The survey scores locations according to five factors: stability, health care, culture and environment, education and infrastructure. Vancouver topped the poll with 98 out of a maximum 100, as it has done for the past two years. Toronto came fourth, with Calgary fifth.

Mercer’s annual Quality of Living Survey[2] holds Vancouver in similarly high regard – it placed fourth in the 2010 rankings, behind Vienna, Zurich and Geneva.

Meanwhile, this year’s Mercer survey also compiled a list of cities with the best eco-ranking, basing scores on water availability and potability, waste removal, quality of sewage systems, air pollution and traffic congestion. Calgary came out top, with Ottawa in joint third, behind Honolulu.

Canada scores

Indeed, Canada as a whole usually fares well in the various international surveys and rankings.

I may not have been to Vancouver, but I have visited Canada. OK, so a holiday is hardly the same thing as living there (especially as I never experienced the harshness of a Canadian winter). Still, it wasn’t hard to see why the country consistently ranks so highly: huge space … stunning and varied landscapes … diverse recreational activities … reasonable living costs (at least compared to the UK and parts of the United States) … a vibrant economy.

Expat choice

It seems many expats have come to the same conclusion. Canada is the second most popular destination in terms of total number of expatriates from the United States. Among Brits, it ranks fourth.

Expats in Canada seem pretty happy with their lot as well.

HSBC’s 2010 Expat Experience survey[3] asked expats from around the world how they found:

a)      Setting up in their new country of residence.

b)      Integrating into local society.

c)      Their quality of life compared to where they used to live.

Having topped the league in 2009, Canada slipped to second place in the 2010 report. But as HSBC noted, the country “still ranks high for expat lifestyle.”

Not that it is all great, of course. For one, there are those long, cold winters to get through.

The sheer scale has its downsides too – just getting anywhere can take an awfully long time.

(I remember going for a beer one evening during my trip – there wasn’t much to do in the small town where we were staying, so we were driven 90 minutes across the border to a bar in the States!)

And while Canada boasts a host of attractive cities, they can’t boast the same cultural riches as those in Europe and Asia.

Still, nowhere is perfect.

[1] Liveability Ranking and Overview, Economist Intelligence Unit, February 2011,  http://www.eiu.com/public/topical_report.aspx?campaignid=Liveability2011

[2] Mercer 2010 Quality of Living Survey, May 2010, http://www.mercer.com/press-releases/quality-of-living-report-2010

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Your Moving Abroad Location Checklist

December 15, 2010 in Expat Locations, Moving Abroad Tips by Paul Allen | 1 comment

If you’re considering moving abroad then you want to do it right from the off. Your happiness depends on it. And that means making sure you head for a destination that best meets all YOUR requirements.

So here are some of the key issues to contemplate when deciding where to live:

1)      Education

For any parents, the quality of education available to their children – whether in the local state system, a private institution or at an international school – has to be a crucial factor.

If a country’s educational options are poor, think again. Your child’s future is too important.

2)      Language

Which languages do you speak? Where in the world will you find it easiest to integrate, and feel most comfortable living, as a result? Which languages will prove most beneficial to your prospects going forward?

At the gates of my daughter’s school here in Britain I hear many foreign accents. One big attraction for these parents of raising their children in the UK is the English fluency they are achieving. As the world’s dominant business language at present that will stand them in good stead in the years to come.

3)      Quality of life

Definitions of quality of life vary from person-to-person. But common considerations include the location’s relative cost of living, the climate, career opportunities and earning potential, access to leisure activities, the country’s political freedoms and cultural mores.

For instance, the UK is renowned for its high cost of living and poor weather. However, HSBC’s latest Expat Explorer Survey[1] ranked it the top country for entertainment, and reported that it is an easy place for expats to integrate.

The important thing is to determine which quality of life factors matter most to you.

4)      Social network

It is great to have family support and contact. Yet for many people living abroad often means having to do without that.

In such situations, it is important to be in a location where there are plenty of opportunities to develop a strong circle of friends who can offer emotional support, and with whom you can share the good times.

5)      Future prospects

Looking ahead, what sort of life will your location offer?

Does it hold out the prospect of attractive career opportunities, for you and any children you may have?

If you are considering retirement there, is it affordable?  What sort of social life can you expect? How do the healthcare system, and healthcare costs, stack up?

Answer these crucial questions before you leave home and you have a much better chance of finding happiness and contentment when you arrive.

[1] Expat Experience is the second of three reports from HSBC’s 2010 Expat Explorer research series, http://www.offshore.hsbc.com/1/2/international/expat/expat-survey/expat-experience-report-2010

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Expats Top Concerns When Moving Abroad

November 16, 2010 in Integrating Abroad, Moving Abroad Tips by Paul Allen | 1 comment

What are your biggest worries about moving abroad?

Is it finding or settling in to a new job? Making your retirement savings stretch far enough to provide a decent quality of life? Having a healthcare system that is up to scratch? Getting your children into good schools?

According to Expat Experience[1], the latest report in HSBC’s Expat Explorer series, the top concerns keeping expats awake at night prior to relocating are:

  • Being able to re-establish a social life (41%)
  • Feeling lonely, and missing friends and family (34%)

 

The survey also found these worries affected female expats significantly more than men.

Meanwhile, missing family and friends is a particularly big concern for expats based in Australia (49%) and Canada (46%) – not surprising, since the majority were from the UK originally, and so the distances involved make regular face-to-face contact difficult.

Overcoming concerns

Such emotive issues have an obvious link – if you are worried about establishing a social life in your new destination then you are more likely to miss the existing network of family and friends you have back home.

On the flip side, if you can form strong friendships and develop a bustling (and satisfying) social life once you move abroad then you are less likely to be lonely and dwell on what you have left behind.

In short, once you land in your new location you have to make a concerted effort to get out, meet people, make friends and take advantage of whatever exciting lifestyle opportunities the country has to offer.

It’s not always easy to do. Sometimes you may have to force yourself to step out of your comfort zones. But the success of your expat venture depends on it.

[1] Expat Experience is the second of three reports from HSBC’s 2010 Expat Explorer research series, http://www.offshore.hsbc.com/1/2/international/expat/expat-survey/expat-experience-report-2010

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European Quality of Life Advantages Called Into Question

October 18, 2010 in Expat Advantages, Expat Locations, France, Living Abroad Pros and Cons by Paul Allen | No comments

So France has the best quality of life in Europe. Or at least that was the finding of a recent study by consumer comparison service uSwitch.com, as I highlighted in a recent posting[1].

I imagine the residents of France may be thinking something different as this week’s round of strikes and protests gets underway.

News reports say the strikes are set to widen to include a range of sectors, including road transport, energy, posts, telecommunications and public service. The industrial action has brought fears of fuel shortages as workers at oil refineries walk out, and rail chaos as train staff join in, threatening to bring the country to a standstill.

The protest has been spurred by moves to raise the minimum retirement age from 60 to 62, and the full retirement age from 65 to 67 years – a change that rather undercuts one of the advantages of French life highlighted by the uSwitch.com survey. The government claims it is needed to prevent the country’s pension deficit from spiralling out of control and threatening the system as a whole.

In total, Nicolas Sarkozy’s government has announced plans to cut spending by €45bn over the next three years in a bid to meet its budget deficit target.

 

Meanwhile Spain, which came second in the uSwitch.com quality of life rankings, has seen unemployment more than double (to about 20%) since 2007. In a bid to curb its budget deficit, the government is raising the top level of income tax and introducing a range of austerity measures for 2011 designed to cut spending by 8%.

Of course, the UK faces its own economic difficulties – as, for that matter, does the United States. But if you’re aiming to escape your home country’s problems and find a better quality of life by moving abroad, it’s important to remember the grass is not always greener on the other side.

[1] http://expatliving101.com/living-in-spain/what-quality-of-life-can-you-expect-abroad/

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What Quality of Life Can You Expect Abroad?

October 8, 2010 in Expat Advantages, Expat Locations, France, Living Abroad Pros and Cons, Living in Britain, Living in Spain by Paul Allen | 4 comments

We’ve long suspected it, and now it appears to be true – the French, those lucky blighters, have the best quality of life in Europe.

Or, at least, so says a new study by consumer comparison service uSwitch.com[1].

Its research examined 16 quality of life factors – such as net income, food and fuel costs, life expectancy and working conditions – across 10 European countries to see how they stacked up.

France emerged with the best overall score, followed by Spain. The UK came ninth, with Ireland propping up the bottom of the table.

The reason for the UK’s poor score, said uSwitch, included its high living costs, below average government spending on health and education, shortage of holiday entitlements, high retirement age and lack of sunshine.

France, by contrast, was found to have the lowest retirement age, the longest life expectancy and the highest healthcare spend.

Meanwhile, Spain benefited from low living costs (especially for alcohol and cigarettes!), the highest number of holidays (at 43 days per year) and most sunshine hours.

The firm went on to note that three in ten people in the UK believe now is a good time to emigrate[2]. Given the low quality of life it seems they can expect to enjoy, is it any wonder?

The Full Picture

Yet before everyone starts packing their bags for France and Spain, it is important to remember that while such surveys make for attention-grabbing headlines, they don’t show the full picture.

For instance, the uSwitch report gives no consideration to the countries’ current or expected economic growth rates. Or what about the 20% unemployment rate afflicting Spain?

It gives no weighting either to the burdensome red tape that is so often cited as a feature of life in France and Italy.

The percentage of GDP spent on health is a blunt tool too by which to measure and compare the efficacy of countries’ systems. The United States, for one, spends a considerably higher percentage of its GDP on health, yet millions of its citizens remain without adequate, or indeed any, health cover.

The uSwitch survey also takes it as given that the greater the hours of sunshine the better. Yet the impressive sunshine quota seen in southern Europe – as well as places such as California and parts of Australia – bring with it high summer temperatures that frequently provoke raging forest fires, water shortages, pest infestations and crop failures.

In addition, the summer heat may force residents, especially the elderly, to spend weeks of the year trapped indoors, and can even lead to spiking death rates (as seen in Europe during the 2003 heatwave).

In short, these types of reports and surveys – a plethora of which are produced around the world each year – can give some helpful indication of the life you can expect to find when moving abroad. But to get a real picture, don’t forget to consider all the elements, the pros and the cons, and what they mean specifically to you.

[1] UK and Ireland Trailing the Rest of Europe for Quality of Life, uSwitch.com, 22 September 2010, http://www.uswitch.com/press-room/press-releases/uk-and-ireland-trailing-the-rest-of-europe-for-quality-of-life-1769.pdf.

[2] uSwitch.com Consumer Opinion Panel, May 2010, amongst a sample of 3,640 adults.

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Looking for Quality of Life?

June 4, 2010 in Expat Locations by Paul Allen | No comments

Having just come back from a conference in Vienna I got a little reminder of what the Austrian capital has to offer.

As a leading centre of European culture for hundreds of years, it is a city steeped in history and beauty. In spite of the bombing endured in World War II, Vienna remains an architectural delight – so much so that in 2001 the city centre was designated a UNESCO World Heritage Site. There are also world-class museums, fine parks, a rich musical tradition, and a multitude of wonderful cafes and restaurants.

Quality of Life Survey

I wasn’t surprised, therefore, to learn that Vienna claimed the top spot in the Mercer 2010 Quality of Life Survey, released last week[1].

The survey evaluates 420 cities worldwide, assessing the living conditions across 10 categories, which include the political and social environment, the economic environment, health and sanitation, schools and education, and recreation.

Having also come first in Mercer’s 2009 survey, it seems Vienna is cementing its status as the city offering the world’s best quality of life.

Meanwhile, Europe as a whole had 16 cities amongst the top 25 in the world. It underlines just how much the continent has to offer for prospective expats.

Happy Living

So what does all this mean for expatriates? Well, it is a useful guide into the ease of life you can expect to find when moving abroad to a new city.

For instance, while in Vienna a couple of weeks ago I got talking to two guys – one from Spain, the other from Colombia – who have both moved to Geneva. Their comments about the life they lead there certainly chime with its 3rd-place ranking in the Mercer survey.

But when looking at reports like Mercer’s there are a couple of provisos to bear in mind:

1)      By their nature, such considerations as quality of life are subjective. Mercer goes to great pains to compile valid statistical comparisons across its 10 life assessment categories. But these won’t necessarily mirror your judgements or priorities. (Furthermore, you may not even want to move to a foreign city, but instead plan to be by the beach or in the rural hinterland, where the situation may be very different to the country’s urban centres.)

2)      Quality of life ? happiness – it may be a contributor, and an important one, but happiness comes from a broader range of factors.

But that’s a topic for another time.

[1] Mercer 2010 Quality of Living Survey, released 26 May 2010 , http://www.mercer.com/qualityoflivingpr#City_Ranking_Tables

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Housing Woes Abroad

September 5, 2008 in Living in Spain by Paul Allen | No comments

I see on the Expat Focus forum that ITV wants to make a new series investigating the housing woes of Brits abroad: people with builder horror stories, planning permission nightmares and the like.

 

It is a common lament among expatriates. Virtually every ‘move abroad to a rustic farmhouse’ book to have appeared in recent years (Under the Tuscan Sun, Driving Over Lemons, The Olive Farm, you know the type) seems to be filled with their renovation disasters, as if it’s a prerequisite for publication.

 

Wary of facing similar reconstruction nightmares, my wife and I opted instead to buy a new-build house when we moved to Spain. Little did we know what hassles it would produce.

 

For starters, the house was two months late in completion. Not bad really, by Spanish standards. Unfortunately, that also meant we had a house signing and new baby within two days of each other. Far from ideal.   

 

And very soon after we found there were problems with rising damp (in the house that is, not the baby). Fortunately, it has been rectified by the developer … although it was interesting that they used a Dutch company to resolve it!

 

Irony of ironies though, the workman who came to inject the damp-eradicating solution into our walls also managed to drill into one of the central heating pipes at the same time. As a result, when we put the heating on later in the year all the water from the boiler flooded out of the broken pipe and under our kitchen floor, further soaking the walls and requiring another workman to demolish half our kitchen in search of the leak. It was like living through the Flanders and Swann song, The Gas Man Cometh.

 

And we’re not the only ones to have suffered. In a nearby block of apartments built by the same developer they couldn’t even get the floors level. As a result, everything tips at an angle or slides towards the corners, something not as easily fixed.

 

Then there are all the horrific tales in the press of people’s houses in other parts of Spain being demolished because they’ve been built without planning permission, or across a right of access.

 

All this may be stereotyping the Spanish building trade. But stereotypes have to come from somewhere.

 

And it’s not as if the actual skills of the workmen are any less good than you’d find elsewhere. Many of the ones that have come to our house – and we’ve seen legions – have been knowledgeable and proficient.

 

This is just a guess, but I put it down instead to time pressures. Basically, during the boom time there was too much money to be made, and buildings needed to go up too fast, for the individual workmen to spend the time needed (and probably they’d like) on doing a bang-up job. The upshot was corners got cut.

 

So while surveys in Spain may not be the norm, and no doubt the estate agent will tell you it’s not necessary, if you’re going to buy a property here get one done. It will save you a lot of money and a ton of angst further down the road.

 

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