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I’ve long been fascinated by China – probably the result of reading James Clavell’s novels as a kid and my father’s tales of two years spent in Hong Kong in the Fifties! My own trip to Hong Kong 20 years ago further inflamed my fascination with the country and its culture, but a bus ride out to the New Territories to take a peek through the border fence was as close as I came to seeing the country proper.

So reading Alan Paul’s new book on expat life in China has been a real eye-opener.

Big in China

In Big in China Alan reveals a world of sequestered expatdom. The multinational ranks he depicts are cloistered together in compounds boasting well-maintained streets lined by large houses, with clubhouses, gyms and swimming pools. The kids go to the international school together and play at each others’ homes. There are family sports days, barbecues, dinners with friends.

For many daily life is made easy by cheap domestic help – cooks, cleaners, drivers and nannies are par for the course, creating a luxurious lifestyle only a few could expect to have back home.

As Alan observes, it is all too easy to become immersed in this expat bubble – a world of privilege, ease and security.

Yet it is also one of sterility. And to his credit, Alan is determined not to become a prisoner behind the expat gates. Instead, he is keen to find the China that exists for its population. He relates his adventures as he cycles off by himself to explore the local villages and countryside, his journeys into the hinterland, his efforts to learn the language, make friends and taste the ‘real’ China, from its food on up.

The picture of China that emerges is just as complex as the one gleaned from inches of newspaper and magazine columns, with all its beauty and ugliness. Yet it is coloured by great insights into the immense joys and frustrations that life in China offers for expatriates.

Pros and cons

As a growing economic (and political) powerhouse, China presents an extraordinary opportunity for expat entrepreneurs and employees on assignment to make their mark, and a lot of money.

But China has much else to offer besides a step up the career ladder. Its beautiful and varied landscapes, and diverse cultural riches dating back thousands of years are incentives enough for many inquisitive foreigners.

As becomes evident from reading Alan’s book, there are inevitable challenges to living in China too.

For one, there is the language barrier. There are important cultural differences in terms of the structure of society and individuals’ interactions with each to navigate as well – many of which it can be nigh on impossible to fully grasp as an outsider.

Issues such as media censorship and political repression may come as a stark counterpoint to the societal norms to which expats are accustomed.

In addition, there is a real risk of physical isolation and introversion creeping in. As Alan relates in his book, for one thing it is notoriously difficult to obtain something as simple as a Chinese driving licence. Yet without it you lack the freedom of movement we take for granted back home.

China’s notorious pollution, with all the health risks it poses, is another problem that the country is only belatedly trying to tackle.

In short, China is hardly the easiest place in the world for an expat to move to. But what it does promise is one big and exciting adventure of life-changing proportions. Just ask Alan.

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I confess, I’ve never actually been there. But the myriad of people I know who have lived in or visited the city all say the same thing: Vancouver is an absolutely fabulous place.

And it has some official backing.

The latest annual ranking[1] by the Economist Intelligence Unit claims Vancouver is the most liveable city in the world.

The survey scores locations according to five factors: stability, health care, culture and environment, education and infrastructure. Vancouver topped the poll with 98 out of a maximum 100, as it has done for the past two years. Toronto came fourth, with Calgary fifth.

Mercer’s annual Quality of Living Survey[2] holds Vancouver in similarly high regard – it placed fourth in the 2010 rankings, behind Vienna, Zurich and Geneva.

Meanwhile, this year’s Mercer survey also compiled a list of cities with the best eco-ranking, basing scores on water availability and potability, waste removal, quality of sewage systems, air pollution and traffic congestion. Calgary came out top, with Ottawa in joint third, behind Honolulu.

Canada scores

Indeed, Canada as a whole usually fares well in the various international surveys and rankings.

I may not have been to Vancouver, but I have visited Canada. OK, so a holiday is hardly the same thing as living there (especially as I never experienced the harshness of a Canadian winter). Still, it wasn’t hard to see why the country consistently ranks so highly: huge space … stunning and varied landscapes … diverse recreational activities … reasonable living costs (at least compared to the UK and parts of the United States) … a vibrant economy.

Expat choice

It seems many expats have come to the same conclusion. Canada is the second most popular destination in terms of total number of expatriates from the United States. Among Brits, it ranks fourth.

Expats in Canada seem pretty happy with their lot as well.

HSBC’s 2010 Expat Experience survey[3] asked expats from around the world how they found:

a)      Setting up in their new country of residence.

b)      Integrating into local society.

c)      Their quality of life compared to where they used to live.

Having topped the league in 2009, Canada slipped to second place in the 2010 report. But as HSBC noted, the country “still ranks high for expat lifestyle.”

Not that it is all great, of course. For one, there are those long, cold winters to get through.

The sheer scale has its downsides too – just getting anywhere can take an awfully long time.

(I remember going for a beer one evening during my trip – there wasn’t much to do in the small town where we were staying, so we were driven 90 minutes across the border to a bar in the States!)

And while Canada boasts a host of attractive cities, they can’t boast the same cultural riches as those in Europe and Asia.

Still, nowhere is perfect.


[1] Liveability Ranking and Overview, Economist Intelligence Unit, February 2011,  http://www.eiu.com/public/topical_report.aspx?campaignid=Liveability2011

[2] Mercer 2010 Quality of Living Survey, May 2010, http://www.mercer.com/press-releases/quality-of-living-report-2010

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If you’re considering moving abroad then you want to do it right from the off. Your happiness depends on it. And that means making sure you head for a destination that best meets all YOUR requirements.

So here are some of the key issues to contemplate when deciding where to live:

1)      Education

For any parents, the quality of education available to their children – whether in the local state system, a private institution or at an international school – has to be a crucial factor.

If a country’s educational options are poor, think again. Your child’s future is too important.

2)      Language

Which languages do you speak? Where in the world will you find it easiest to integrate, and feel most comfortable living, as a result? Which languages will prove most beneficial to your prospects going forward?

At the gates of my daughter’s school here in Britain I hear many foreign accents. One big attraction for these parents of raising their children in the UK is the English fluency they are achieving. As the world’s dominant business language at present that will stand them in good stead in the years to come.

3)      Quality of life

Definitions of quality of life vary from person-to-person. But common considerations include the location’s relative cost of living, the climate, career opportunities and earning potential, access to leisure activities, the country’s political freedoms and cultural mores.

For instance, the UK is renowned for its high cost of living and poor weather. However, HSBC’s latest Expat Explorer Survey[1] ranked it the top country for entertainment, and reported that it is an easy place for expats to integrate.

The important thing is to determine which quality of life factors matter most to you.

4)      Social network

It is great to have family support and contact. Yet for many people living abroad often means having to do without that.

In such situations, it is important to be in a location where there are plenty of opportunities to develop a strong circle of friends who can offer emotional support, and with whom you can share the good times.

5)      Future prospects

Looking ahead, what sort of life will your location offer?

Does it hold out the prospect of attractive career opportunities, for you and any children you may have?

If you are considering retirement there, is it affordable?  What sort of social life can you expect? How do the healthcare system, and healthcare costs, stack up?

Answer these crucial questions before you leave home and you have a much better chance of finding happiness and contentment when you arrive.


[1] Expat Experience is the second of three reports from HSBC’s 2010 Expat Explorer research series, http://www.offshore.hsbc.com/1/2/international/expat/expat-survey/expat-experience-report-2010

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Do animals get grumpy?

Are there certain days when your cat or dog is more irritable than others? Do creatures in the wild go through mood swings? Or is it just humans?

I ask because I read this week about Cathal Morrow, an author living in Madrid. Back in June he embarked on a quest to live for a year without unhappiness, in an attempt to prove happiness is merely a state of mind.

 

As he writes on his blog, http://imhappyandiknowit.com/:

“What I’m attempting to live is my belief that happiness is entirely independent of the highs and lows of my little life, that it’s far bigger than me. That happiness is a permanent state for us all, if only we allow it to be.”

Being happy. We’re all looking for it, aren’t we?

Yet that appears to be the root of the problem. We’re searching for it, as if happiness is a destination that will be reached once we’ve got X, Y and Z in place.

Thanksgiving

It’s an important issue, brought into focus by this week’s Thanksgiving celebrations in the United States.

While it began as a festival giving thanks for the year’s harvest, Thanksgiving has since developed into a more general expression of gratitude.

And therein lies Mr Morrow’s secret to happiness – a determination to see the everyday brightness in life and be happy for it.

Seeking a better life

Which brings me to moving abroad.

Why is it so many people around the world – including millions of citizens in some of the most prosperous countries on the planet – want to relocate elsewhere?

For most people the interest is spurred by a desire to find a “better life,” whatever their definition may be.

Many are stirred by the potential benefits they hope to find by relocating – better weather, more leisure opportunities, lower living costs, attractive employment openings. Others see moving abroad as an escape from the unfulfilled lives they are living in their current location.

Finding Happiness

However, this desire for movement is not necessarily the path to happiness.

Yes, moving abroad can lead to a healthier, happier, richer life. But switching one country for another won’t by itself be enough. Ultimately it is an internal shift, rather than the external one, that leads to happiness and fulfilment.

Hence the importance of gratitude.

Rather than think about the things that are wrong with our lives, we should devote more attention to the things that are right.

It could be your health, or the health of your partner or children, the love of family, laughter with friends, the joy of a sunrise or waves on the beach, thanks for the food you have to eat.

Which isn’t to say you shouldn’t want to improve your current situation. It is human nature, one of the driving forces of evolution. But by stopping to give conscious thanks for those daily blessings we too often take for granted, the chances are you will be a happier person, wherever in the world you happen to find yourself.

Who could ask for a better life than that?

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We’ve long suspected it, and now it appears to be true – the French, those lucky blighters, have the best quality of life in Europe.

Or, at least, so says a new study by consumer comparison service uSwitch.com[1].

Its research examined 16 quality of life factors – such as net income, food and fuel costs, life expectancy and working conditions – across 10 European countries to see how they stacked up.

France emerged with the best overall score, followed by Spain. The UK came ninth, with Ireland propping up the bottom of the table.

The reason for the UK’s poor score, said uSwitch, included its high living costs, below average government spending on health and education, shortage of holiday entitlements, high retirement age and lack of sunshine.

France, by contrast, was found to have the lowest retirement age, the longest life expectancy and the highest healthcare spend.

Meanwhile, Spain benefited from low living costs (especially for alcohol and cigarettes!), the highest number of holidays (at 43 days per year) and most sunshine hours.

The firm went on to note that three in ten people in the UK believe now is a good time to emigrate[2]. Given the low quality of life it seems they can expect to enjoy, is it any wonder?

The Full Picture

Yet before everyone starts packing their bags for France and Spain, it is important to remember that while such surveys make for attention-grabbing headlines, they don’t show the full picture.

For instance, the uSwitch report gives no consideration to the countries’ current or expected economic growth rates. Or what about the 20% unemployment rate afflicting Spain?

It gives no weighting either to the burdensome red tape that is so often cited as a feature of life in France and Italy.

The percentage of GDP spent on health is a blunt tool too by which to measure and compare the efficacy of countries’ systems. The United States, for one, spends a considerably higher percentage of its GDP on health, yet millions of its citizens remain without adequate, or indeed any, health cover.

The uSwitch survey also takes it as given that the greater the hours of sunshine the better. Yet the impressive sunshine quota seen in southern Europe – as well as places such as California and parts of Australia – bring with it high summer temperatures that frequently provoke raging forest fires, water shortages, pest infestations and crop failures.

In addition, the summer heat may force residents, especially the elderly, to spend weeks of the year trapped indoors, and can even lead to spiking death rates (as seen in Europe during the 2003 heatwave).

In short, these types of reports and surveys – a plethora of which are produced around the world each year – can give some helpful indication of the life you can expect to find when moving abroad. But to get a real picture, don’t forget to consider all the elements, the pros and the cons, and what they mean specifically to you.


[1] UK and Ireland Trailing the Rest of Europe for Quality of Life, uSwitch.com, 22 September 2010, http://www.uswitch.com/press-room/press-releases/uk-and-ireland-trailing-the-rest-of-europe-for-quality-of-life-1769.pdf.

[2] uSwitch.com Consumer Opinion Panel, May 2010, amongst a sample of 3,640 adults.

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So you’re moving abroad. You are filled with excitement about the prospects it offers, eager to see new places, meet new friends, pursue your dreams.

But what about the loved ones you leave behind? While you have a wealth of new opportunities and experiences to explore, all they will be left with are the memories of your lives together.

Transition Tips

No doubt they will feel your loss. Nevertheless, there are a few things you can do to make the process as painless as possible:

  1. Once you have decided to move, share it with your family and friends well in advance. It may take time for them to accept you are leaving, and some may try to discourage you. However, a calm approach will help. Tell them your reasons for moving, and explain the advantages you hope to achieve as a result.
  2. The days before you leave are bound to be hectic. You will get caught up in a whirlwind of shopping, packing, finalising insurance and visa arrangements, getting health checkups and a host of last minute details. As a result, you may not realise how quickly the days are flying. So don’t forget to spend quality time with your loved ones, especially your family, before you go.
  3. Try to maintain a cheerful environment while you are still at home. Avoid emotional discussions, and reminders that soon you won’t be there.
  4. The period after you leave home can be tough for both you and your family. Sudden bouts of loneliness may make you feel homesick, and leave them feeling sad at your absence and anxious for your safety. At these times you have to be the strong one, since it was your decision to move. So the moment you arrive, call to let your family know you are well.
  5. Once you reach your destination, keep yourself occupied. Get involved in your new life and location by settling into your new home, learn about your new environment, and start making friends.
  6. During your first few months in the country keep in touch with family and friends as often as you can, making sure you share with them all the details about the place and its people. The pleasure and relief on both sides from hearing each other’s voices is priceless. And because international calling is so cheap these days the cost is no longer a worry.
  7. You can stay connected too by writing emails to friends and family explaining what you did today, or by sending pictures of where you are.
  8. And for those friends and family back home who are not well-versed with the internet, why not write them a letter or send a postcard? It is sure to make their day.

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If anyone doubts the beauty Britain has to offer take a trip to Salisbury.

Before moving to Spain I was wont to focus on those aspects of life in Britain that were inciting me to leave: the weather, grey and litter-strewn streets, high living costs, crime levels, images of the country’s rundown inner cities, overburdened health and education systems.

Spanish life promised a more gilded existence. Towns of quaint narrow streets and sunshine burnished buildings, café-lined plazas and open-air markets, the turquoise Mediterranean, vast tracts of undeveloped farmland and forest, lower prices and a more relaxed pace of life.

But having now repatriated to the UK after seven years of living abroad I am seeing the beauty of my homeland with fresh eyes. I have a new appreciation of the rolling green landscapes, its woods of oak and elm and beech, those chocolate-box villages, the BBC.

And historic cities such as Salisbury.

I had my first visit there a few weeks ago. Centrepiece is the magnificent medieval Cathedral, completed in 1258 and considered the finest example of its type in the country. Less jaw-droppingly impressive, but equally charming, are the surrounding Cathedral Close and the rest of the medieval city centre.

Sitting amidst the tourist throngs on the lawns beside the Cathedral I saw the city as they must. And it made me realise just how beautiful England – and the rest of the UK – really can be. Not a bad place to live after all.

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Alan Howard, founder of leading hedge fund Brevan Howard Asset Management, has joined the expat ranks.

Recent reports say Howard, who is swapping London for Geneva, is among a number of financial luminaries to have left the UK. And there are fears many more will follow, driven by concerns about rising tax rates, a less attractive business environment, and quality of life issues.

Certainly Geneva has its attractions. Low tax is an obvious one, especially for those wealthy City types. For example, alternative investment managers (i.e. those at hedge and private equity funds) can obtain a special tax status that enables them to discount chunks of their taxable income. Indeed, Switzerland as a whole offers many tax advantages.

Then there are the lifestyle benefits – the proximity of world-class ski resorts, sailing on the country’s many lakes, the beautiful scenery, its excellent environmental record, high quality health and education systems, etc, etc.

And that is backed up by Mercer’s 2010 Quality of Living survey, which put Geneva third in its global rankings, one place behind Zurich[1].

The flipside is that Geneva also ranks as one of the most expensive cities in the world, coming in fifth in Mercer’s recently released Cost of Living survey[2].

With a reported fortune of £875 million that won’t faze Alan Howard. Still, it might give the rest of us pause for thought.


[1] Mercer 2010 Quality of Living survey, 26 May 2010 http://www.mercer.com/qualityofliving

[2] Mercer Worldwide Cost of Living survey 2010 – City rankings, 29 June 2010, http://www.mercer.com/costoflivingpr#City_rankings

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Having just come back from a conference in Vienna I got a little reminder of what the Austrian capital has to offer.

As a leading centre of European culture for hundreds of years, it is a city steeped in history and beauty. In spite of the bombing endured in World War II, Vienna remains an architectural delight – so much so that in 2001 the city centre was designated a UNESCO World Heritage Site. There are also world-class museums, fine parks, a rich musical tradition, and a multitude of wonderful cafes and restaurants.

Quality of Life Survey

I wasn’t surprised, therefore, to learn that Vienna claimed the top spot in the Mercer 2010 Quality of Life Survey, released last week[1].

The survey evaluates 420 cities worldwide, assessing the living conditions across 10 categories, which include the political and social environment, the economic environment, health and sanitation, schools and education, and recreation.

Having also come first in Mercer’s 2009 survey, it seems Vienna is cementing its status as the city offering the world’s best quality of life.

Meanwhile, Europe as a whole had 16 cities amongst the top 25 in the world. It underlines just how much the continent has to offer for prospective expats.

Happy Living

So what does all this mean for expatriates? Well, it is a useful guide into the ease of life you can expect to find when moving abroad to a new city.

For instance, while in Vienna a couple of weeks ago I got talking to two guys – one from Spain, the other from Colombia – who have both moved to Geneva. Their comments about the life they lead there certainly chime with its 3rd-place ranking in the Mercer survey.

But when looking at reports like Mercer’s there are a couple of provisos to bear in mind:

1)      By their nature, such considerations as quality of life are subjective. Mercer goes to great pains to compile valid statistical comparisons across its 10 life assessment categories. But these won’t necessarily mirror your judgements or priorities. (Furthermore, you may not even want to move to a foreign city, but instead plan to be by the beach or in the rural hinterland, where the situation may be very different to the country’s urban centres.)

2)      Quality of life ? happiness – it may be a contributor, and an important one, but happiness comes from a broader range of factors.

But that’s a topic for another time.


[1] Mercer 2010 Quality of Living Survey, released 26 May 2010 , http://www.mercer.com/qualityoflivingpr#City_Ranking_Tables

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According to a study by Currencies Direct, Spain continues to top the list of retirement hotspots for Brits who actually want to enjoy some sun in their sunset years. And it’s not hard to see why.

 

But Spain’s allure is not limited to pensioners. Rather, it consistently ranks as the second most popular destination for British émigrés of all stripes. So here are 10 reasons why you might want to consider it too.

 

1)      Sunshine

Let’s face it, a plentiful supply of sunshine is always more appealing than endless days of rain (unless you’re an Australian farmer). And Spain, by and large, receives a bountiful supply of those golden rays throughout the year. Plus you won’t even have to leave home for your summer holidays anymore.

 

2)      Outdoor Activities

Sunshine and warmth – perfect ingredients for enjoying the Great Outdoors, whatever your interests: sailing, cycling, golf, painting, or simply paddling around at the beach. And in the winter there’s decent skiing in the Sierra Nevadas in the south, or the Pyrenees in the north.

 

3)      Natural Beauty

Unfortunately Spain has become synonymous with overdevelopment and tawdry beach resorts. But for those that want them there are still plenty of low-key towns and unspoilt stretches of coast to be found.

 

And once away from the Mediterranean there is a surprising diversity of landscapes: from the wilds of Galicia, to the lush forests of the Basque country, and the majestic Picos de Europa or Aigüestortes national parks.

 

4)      Cost of Living

Spain has become noticeably more expensive, especially since the euro came into effect. Nevertheless, prices for food, alcohol, petrol and property – to name just a few items – are still lower than in the UK.

 

5)      Food and Drink

Spain may not be a gourmet capital like France or Italy, but its cuisine is not restricted to paella and tortilla either. And if you doubt it, take a visit to the Basque region, where the food has a deservedly high reputation. As for the wine …!

 

6)      Pace of Life

While the pace may be picking up in big cities, Spain in general continues to adopt a more relaxed approach to the clock. Siestas remain commonplace too. Great if you have time to go with the flow!

 

7)      Health Care

Spain’s health care system was rated seventh in the world by the World Health Organization when it compiled a report on the subject back in 2000. And in my experience (having had two children here, one with severe allergies) its reputation is deserved: the staff are well-trained, and facilities are modern, well-equipped and clean.

 

8)       Family Life

Spanish families tend to be close knit, with plenty of contact across the generations. They are also children oriented, with kids the centre of attention for doting family members and strangers alike (which is great if you happen to have some yourself).

 

9)      Fiestas

Fiestas are a central feature of Spanish life. Famous ones like the bull-running in Pamplona (San Fermín) or Sevilla’s Semana Santa are well worth a visit if you can get there. But each village, town and city has its own catalogue of saints’ days and feast days too, which can be just as entertaining and intoxicating (in every sense).

 

10)  Cultural Riches

Spain’s glory days as a world force may be long gone, but it carries with it a wealth of history and culture: from the magnificent art galleries of Madrid and Barcelona to architectural jewels such as the Alhambra in Granada, the cathedral of Santiago de Compostela and Bilbão’s Guggenheim museum. Or you can simply soak up the atmosphere with a stroll around one of its many beautiful cities: Salamanca, Toledo, León, Girona, Sevilla …

 

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