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The Holiday Season is well upon us. But if you live abroad you’ll need to get used to a whole different category of celebrations.

Take today, December 6. For many of us it may be another dreary Monday at work. But not everywhere …

Santa Claus is Coming to Town

December 6 is a special festival for children in many European countries, as well as some American cities – for it marks Saint Nicholas Day.

In the Netherlands in particular, Saint Nicholas’ Eve is the equivalent of Christmas Eve, when Sinterklaas (the original Santa Claus) brings gifts for all the good boys and girls. Similarly, in Germany children traditionally put a boot out for St Nicholas to fill with small presents and sweets.

Advent of Democracy

December 6 is a special holiday in Spain too, albeit for different reasons. This is Constitution Day, marking the Spanish public’s vote in 1978 to approve the Constitution of Spain, and thus the country’s formal transition to a democratic state.

As a citizen of the UK, with its long democratic history, it is easy to forget how recent the establishment of such political rights was in Spain. If I was a Spaniard, however, I would have been born in a dictatorship.

In the developed world it is easy to see democracy as a right, one we take for granted. But days like today remind me how blessed we are.

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I have just started reading Andre Agassi’s autobiography, Open.

The book starts with Agassi playing his last tournament before retiring, the 2006 US Open.

He is in New York with his wife, tennis superstar Steffi Graf, and their two young children. For the duration of the tournament the family stay in a suite at the Four Seasons hotel in Manhattan. A “lovely suite,” he says, yet it remains another of those places that are what he terms “Not Home.”

Rather, home is Las Vegas. For all the evident pain of his childhood, the constant pushing of his father and resulting hatred of his profession, Agassi remains wedded to the city where he was born and raised.

Relocating for love

As a result, it is Germany’s Steffi Graf who has made the move abroad.

Like any relationship where the partners hail from different countries, one or other has to give up their homeland. For some that may be a welcome move. For others, a painful sacrifice. Yet if they are to survive as a unit there is no other option.

I’m no trained relationship counsellor, so I’m not trying to be an Agony Uncle on this. But over the years I have seen a lot of couples wrestle with this location issue, with varying degrees of success. Some have continued happy and strong. Others, unfortunately, have not.

So what lessons can these sporting idols offer?

1)      Knowing the lingo

Graf has perfect English, which is a huge benefit.

Knowing or learning the local language is crucial when moving abroad. But it is even more important when moving to a partner’s country. Seeing as they will be jabbering away with extended family and friends in that tongue, you must be able to join in if you don’t want to get isolated socially.

2)      Partner’s understanding

The home country native also has responsibilities, not least to ensure they include their partner.

That means taking them places, introducing them to friends, giving them the freedom and opportunity to make their own social circle and interact with it, supporting them through any bouts of loneliness and homesickness. Understanding and support will be critical to prevent/repair any divisions.

3)      Affirm the decision

Why did Agassi and Graf settle in Las Vegas, rather than Germany or somewhere else?

 

Both partners need to be clear about why they have picked that particular location, rather than another.

 

You need to decide why, on balance, your choice of town/country offers the best quality of life for all concerned. Why does it have to be that person’s home, rather than the other way round?

If you aren’t both in agreement on this point, resentment and subsequent rupture can easily result.

4)      Love-all

It’s a book, so there is always potential for the writer to put a gloss on things. Nevertheless, what comes through in Agassi’s autobiography is evidence of a couple that adore each other.

Staying together in a long-term relationship is hard enough as it is. Trying to do it as an expat is next to impossible unless there are strong bonds of love, respect and friendship.

Ultimately, it is the love you have for each other that will keep you focused on what matters most, and get you through the inevitable difficulties arise.

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As a freelance journalist and writer, one of the ways I earn a crust is to write reports and articles about the financial services industry. Which is why I found myself last month at a conference in Vienna, writing for a software company that provides technology to hedge funds, wealth managers and the like.

The attendees came from all over Europe and the Middle East. Some, like me, were from the UK. But most weren’t. There was a particularly big contingent from various parts of Scandinavia. There were also many from Switzerland, Germany and the Netherlands, as well as a few from further afield.

The conference was all about current trends in the investment management world, and how software can be used to tackle the industry’s challenges. In other words, highly technical subject matter that mixed complicated financial concepts with complicated technology solutions.

All the presentations were in English. Yet even as a native speaker I found some of the concepts hard to grasp. And here were many of the speakers, as well as much of the audience, dealing with the topics in their second, and sometimes third, language.

English Proficiency

As always, the Swedes, Danes and Dutch proved especially fluent. And do you know what? In all my travels I have never met one who wasn’t. That may be a generalisation, but not much of one.

A 2005 European Commission study supports my impressions [1]. It reported that the percentage of the adult population able to converse in English was 85% in Sweden, 83% in Denmark, 79% in the Netherlands, 66% in Luxembourg and over 50% in Finland, Slovenia, Austria, Belgium and Germany.

By contrast, the report found only 30% of UK respondents can participate in a conversation in a language other than their mother tongue.

Foreign language benefits

Of course, part of the reason for the UK’s relatively low level of multilingual capacity is that English has become the lingua franca in so many fields: business, IT, science, entertainment and politics, to name a few.

Nevertheless, for any expats moving to non-English speaking parts of the world it is crucial they learn the native tongue. Even if you intend to live in an expat enclave in France or Mexico or China, having a good grasp of the local language will make your life easier, and happier.

It will help you:

  • Manage day-to-day situations, such as buying quality food in local stores, dealing with utility companies and consulting with medical practitioners.
  • Integrate into the community and make friends.
  • Delve into the culture, history and social mores of the country, helping enrich your understanding and enjoyment of life there.

 

As a result, it will give you a sense of belonging, as well as one of achievement.

By contrast, a lack of local language skills leaves you isolated. And that can breed misunderstanding, resentment and fear.

Willingness to learn

Learning a foreign language can be a daunting prospect. But despite popular belief, it is never too late, as this article by Doug Bower argues[2].

Use it as an inspiration. Then take the time and make the effort to learn. It will be worth it.


[1] Europeans and languages, Eurobarometer 63.4, published September 2005, http://ec.europa.eu/public_opinion/archives/ebs/ebs_237.en.pdf

[2] Am I Too Old to Learn a Second Language?, by Doug Bower, http://www.expatfocus.com/am-i-too-old-to-learn-a-second-language

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If you have your sights set on moving to Australia or Spain – perennial favourites among expatriates – then you might want to think again.

 

According to HSBC Bank International’s new Expat Existence survey, the best place to be an expatriate is in fact Singapore, followed by the United Arab Emirates and the US.

 

The HSBC report sought to investigate the opportunities and challenges that expats face in their new locations. To this end it ranked the countries according to a variety of factors that assessed expats’ ability to earn and save, their quality of accommodation, the level of luxury enjoyed (such as access to private healthcare, pool ownership, and the ability to employ staff), and a country’s popularity in terms of how long expats live there.

 

I wouldn’t disagree with the findings. I haven’t been to Singapore since the early 90s, but at the time I found it a clean and pleasant (if somewhat sterile) city.

 

It’s got an equable – albeit humid – climate, high education standards, low unemployment and good job opportunities, superb restaurants, low tax and living costs, and it serves as a convenient hub for travel in the wider region.

 

I can’t directly comment on the UAE, having never been there. However, as the CIA World Factbook notes, it has a high per capita income, strong economic growth and zero taxes in its Free Trade Zones. The money-earning potential therefore must be a particular lure. On the flip side I would imagine its climate is a significant drawback though.

 

The US has evident advantages too. My wife and I lived in New York for a year and loved it: the bustle and excitement, the opportunity to pursue the ‘American Dream,’ the chance to travel around what is an enormous and extremely varied country. I can therefore well-understand the allure it holds (which will no doubt increase once President Bush finally leaves office!).

 

By contrast, some traditional expat locations fared less well in the HSBC survey.

 

Australia came in 10th, having received high marks for levels of luxury, accommodation, and the ability to earn and save, but with a low score for longevity. Spain, meanwhile, was 12th and France 13th.

 

The UK, which trailed in 14th, proved the most expensive expat location for accommodation. It also ranked as the least luxurious, with decreases reported in nine of the 11 luxury categories. This will come as no surprise to the millions of British citizens who indicate they are planning their own escape from the country.

 

However, before you get carried away with the overall rankings and start changing your plans, it’s worth paying attention to the longevity scores. And here Europe came out triumphant.

 

The report found 82 percent of the expat respondents in the Netherlands have been there three or more years. Germany had the next highest figure, with 77 percent, while Spain was close behind with 76 percent.

 

No doubt there are a whole slew of reasons to account for this. Factors such as a reasonable year-round climate, ease of accessibility for trips back home, decent infrastructure (including transport, telecommunications, healthcare and education), political stability and a rich cultural heritage.

 

So although a hefty pay package and an army of domestic staff may be appealing, the financials of your move should not be the be-all and end-all. Rather, relocating abroad should be about improving your overall quality of life. Ultimately that is what will make it an enjoyable, and successful, experience.

 

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