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Canadian Charm

March 8, 2011 in Expat Advantages, Expat Americans, Expat Locations, Moving Abroad Tips by Paul Allen | No comments

I confess, I’ve never actually been there. But the myriad of people I know who have lived in or visited the city all say the same thing: Vancouver is an absolutely fabulous place.

And it has some official backing.

The latest annual ranking[1] by the Economist Intelligence Unit claims Vancouver is the most liveable city in the world.

The survey scores locations according to five factors: stability, health care, culture and environment, education and infrastructure. Vancouver topped the poll with 98 out of a maximum 100, as it has done for the past two years. Toronto came fourth, with Calgary fifth.

Mercer’s annual Quality of Living Survey[2] holds Vancouver in similarly high regard – it placed fourth in the 2010 rankings, behind Vienna, Zurich and Geneva.

Meanwhile, this year’s Mercer survey also compiled a list of cities with the best eco-ranking, basing scores on water availability and potability, waste removal, quality of sewage systems, air pollution and traffic congestion. Calgary came out top, with Ottawa in joint third, behind Honolulu.

Canada scores

Indeed, Canada as a whole usually fares well in the various international surveys and rankings.

I may not have been to Vancouver, but I have visited Canada. OK, so a holiday is hardly the same thing as living there (especially as I never experienced the harshness of a Canadian winter). Still, it wasn’t hard to see why the country consistently ranks so highly: huge space … stunning and varied landscapes … diverse recreational activities … reasonable living costs (at least compared to the UK and parts of the United States) … a vibrant economy.

Expat choice

It seems many expats have come to the same conclusion. Canada is the second most popular destination in terms of total number of expatriates from the United States. Among Brits, it ranks fourth.

Expats in Canada seem pretty happy with their lot as well.

HSBC’s 2010 Expat Experience survey[3] asked expats from around the world how they found:

a)      Setting up in their new country of residence.

b)      Integrating into local society.

c)      Their quality of life compared to where they used to live.

Having topped the league in 2009, Canada slipped to second place in the 2010 report. But as HSBC noted, the country “still ranks high for expat lifestyle.”

Not that it is all great, of course. For one, there are those long, cold winters to get through.

The sheer scale has its downsides too – just getting anywhere can take an awfully long time.

(I remember going for a beer one evening during my trip – there wasn’t much to do in the small town where we were staying, so we were driven 90 minutes across the border to a bar in the States!)

And while Canada boasts a host of attractive cities, they can’t boast the same cultural riches as those in Europe and Asia.

Still, nowhere is perfect.

[1] Liveability Ranking and Overview, Economist Intelligence Unit, February 2011,  http://www.eiu.com/public/topical_report.aspx?campaignid=Liveability2011

[2] Mercer 2010 Quality of Living Survey, May 2010, http://www.mercer.com/press-releases/quality-of-living-report-2010

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Is Your Family Ready for Your Move Abroad?

September 30, 2010 in Moving Abroad Tips by Paul Allen | No comments

So you’re moving abroad. You are filled with excitement about the prospects it offers, eager to see new places, meet new friends, pursue your dreams.

But what about the loved ones you leave behind? While you have a wealth of new opportunities and experiences to explore, all they will be left with are the memories of your lives together.

Transition Tips

No doubt they will feel your loss. Nevertheless, there are a few things you can do to make the process as painless as possible:

  1. Once you have decided to move, share it with your family and friends well in advance. It may take time for them to accept you are leaving, and some may try to discourage you. However, a calm approach will help. Tell them your reasons for moving, and explain the advantages you hope to achieve as a result.
  2. The days before you leave are bound to be hectic. You will get caught up in a whirlwind of shopping, packing, finalising insurance and visa arrangements, getting health checkups and a host of last minute details. As a result, you may not realise how quickly the days are flying. So don’t forget to spend quality time with your loved ones, especially your family, before you go.
  3. Try to maintain a cheerful environment while you are still at home. Avoid emotional discussions, and reminders that soon you won’t be there.
  4. The period after you leave home can be tough for both you and your family. Sudden bouts of loneliness may make you feel homesick, and leave them feeling sad at your absence and anxious for your safety. At these times you have to be the strong one, since it was your decision to move. So the moment you arrive, call to let your family know you are well.
  5. Once you reach your destination, keep yourself occupied. Get involved in your new life and location by settling into your new home, learn about your new environment, and start making friends.
  6. During your first few months in the country keep in touch with family and friends as often as you can, making sure you share with them all the details about the place and its people. The pleasure and relief on both sides from hearing each other’s voices is priceless. And because international calling is so cheap these days the cost is no longer a worry.
  7. You can stay connected too by writing emails to friends and family explaining what you did today, or by sending pictures of where you are.
  8. And for those friends and family back home who are not well-versed with the internet, why not write them a letter or send a postcard? It is sure to make their day.

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Swiss Watch

July 9, 2010 in Expat Locations by Paul Allen | No comments

Alan Howard, founder of leading hedge fund Brevan Howard Asset Management, has joined the expat ranks.

Recent reports say Howard, who is swapping London for Geneva, is among a number of financial luminaries to have left the UK. And there are fears many more will follow, driven by concerns about rising tax rates, a less attractive business environment, and quality of life issues.

Certainly Geneva has its attractions. Low tax is an obvious one, especially for those wealthy City types. For example, alternative investment managers (i.e. those at hedge and private equity funds) can obtain a special tax status that enables them to discount chunks of their taxable income. Indeed, Switzerland as a whole offers many tax advantages.

Then there are the lifestyle benefits – the proximity of world-class ski resorts, sailing on the country’s many lakes, the beautiful scenery, its excellent environmental record, high quality health and education systems, etc, etc.

And that is backed up by Mercer’s 2010 Quality of Living survey, which put Geneva third in its global rankings, one place behind Zurich[1].

The flipside is that Geneva also ranks as one of the most expensive cities in the world, coming in fifth in Mercer’s recently released Cost of Living survey[2].

With a reported fortune of £875 million that won’t faze Alan Howard. Still, it might give the rest of us pause for thought.

[1] Mercer 2010 Quality of Living survey, 26 May 2010 http://www.mercer.com/qualityofliving

[2] Mercer Worldwide Cost of Living survey 2010 – City rankings, 29 June 2010, http://www.mercer.com/costoflivingpr#City_rankings

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Looking for Quality of Life?

June 4, 2010 in Expat Locations by Paul Allen | No comments

Having just come back from a conference in Vienna I got a little reminder of what the Austrian capital has to offer.

As a leading centre of European culture for hundreds of years, it is a city steeped in history and beauty. In spite of the bombing endured in World War II, Vienna remains an architectural delight – so much so that in 2001 the city centre was designated a UNESCO World Heritage Site. There are also world-class museums, fine parks, a rich musical tradition, and a multitude of wonderful cafes and restaurants.

Quality of Life Survey

I wasn’t surprised, therefore, to learn that Vienna claimed the top spot in the Mercer 2010 Quality of Life Survey, released last week[1].

The survey evaluates 420 cities worldwide, assessing the living conditions across 10 categories, which include the political and social environment, the economic environment, health and sanitation, schools and education, and recreation.

Having also come first in Mercer’s 2009 survey, it seems Vienna is cementing its status as the city offering the world’s best quality of life.

Meanwhile, Europe as a whole had 16 cities amongst the top 25 in the world. It underlines just how much the continent has to offer for prospective expats.

Happy Living

So what does all this mean for expatriates? Well, it is a useful guide into the ease of life you can expect to find when moving abroad to a new city.

For instance, while in Vienna a couple of weeks ago I got talking to two guys – one from Spain, the other from Colombia – who have both moved to Geneva. Their comments about the life they lead there certainly chime with its 3rd-place ranking in the Mercer survey.

But when looking at reports like Mercer’s there are a couple of provisos to bear in mind:

1)      By their nature, such considerations as quality of life are subjective. Mercer goes to great pains to compile valid statistical comparisons across its 10 life assessment categories. But these won’t necessarily mirror your judgements or priorities. (Furthermore, you may not even want to move to a foreign city, but instead plan to be by the beach or in the rural hinterland, where the situation may be very different to the country’s urban centres.)

2)      Quality of life ? happiness – it may be a contributor, and an important one, but happiness comes from a broader range of factors.

But that’s a topic for another time.

[1] Mercer 2010 Quality of Living Survey, released 26 May 2010 , http://www.mercer.com/qualityoflivingpr#City_Ranking_Tables

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Elections and Moving Abroad

May 6, 2010 in Dream Lifestyle by Paul Allen | No comments

Democratic elections seem to bring out the best and worst in a society, as the current campaign in the UK has shown.

Of course, the right to have an equal voice in the governance and future direction of your country should be a source of pride, something to be celebrated and embraced. Let’s not forget what life would be like without it, as many people around the world have to endure. Be grateful, and exercise that privilege.

Unfortunately, elections also have a flip side.

There is all the negativity: the schoolyard name calling and finger pointing that so often characterises the grab for votes.

There is the veneer politicians put on their campaigns, for fear some small blemish, some sign of human frailty, might wreck their electoral hopes. With that comes a tendency to rewrite history, for politicians to claim that all the decisions they have taken – or would have taken, if they don’t happen to be in government – have improved the country, while their opponents’ ones have been a disaster.

Worse, I think, are the overblown promises for the future. “Vote for me and we will have huge and sustainable economic growth, a wonderful education system, transformed healthcare, no crime, a clean environment, congestion-free roads, great public transport, bounteous pensions …”

Unfortunately, the underlying message each time an election comes around is that the country in question has gone to the dogs, but that a gilded future is on the horizon.

As I read expat forums and articles on emigration, or talk to people considering a move abroad, I see a similar mindset: “My country is on the road to ruin and so I’m getting out to someplace where the sun always shines and all my problems will be solved.”

Instead, we need a balanced, honest approach to the debate – both political and expatriate. The situation isn’t all terrible now, and won’t be perfect when we change government/country.

We should recognise, and strive to appreciate, the good we have at the moment, as well as being open-eyed to what needs changing. And we should have hope for a better future, without pinning it on some quick and easy fix.

For changing political leader, or your country, isn’t the magic answer. One cross on a piece of paper or a new stamp in the passport won’t solve everything. We must bear that responsibility ourselves – to make our lives better, wherever we choose to lead them.

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The Joys of Spanish Weather

October 15, 2009 in Dream Lifestyle, Living in Spain by Paul Allen | No comments

Mid October and it was already down to -2 degrees centigrade this morning. Daytime highs at the moment are struggling to reach 5C.

Not in my balmy corner of Spain, I hasten to add. In Norway.

I was conducting a phone interview with a banking executive in Oslo this morning, and this is the weather report she gave me.

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Obama Inaugurates New Era For Americans Around The World

January 20, 2009 in Expat Americans by Paul Allen | No comments

After months of anticipation Barack Obama has at last been sworn in as the 44th President of the United States.

It is not exaggerating to say this is a day of hope, not just for millions of American citizens, but for the billions of citizens of the Earth as a whole.

The weight of expectation is enormous – too big probably, as if single-handedly and in just a few years he can solve all the deep and desperate problems facing America, and by extension much of the rest of the world. But hopefully his term(s) of office will bring real improvements nevertheless: to the global economy, to the environment, to war-ravaged Iraq and Afghanistan, to the problems of the Middle East, to relations between the Islamic world and the West.

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