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The Perfect Country?

February 9, 2011 in Expat Locations by Paul Allen | No comments

Zürich has long-featured at the top of the list of cities offering the best quality of life in the world. Having finally visited for the first time last week, I can now see why.

Mind you, I wasn’t so enthused when I looked out the plane’s window as we came in to land. The pilot informed us (a little too cheerily, I thought) that it was -3°C, and the sky was an ominous grey.

Still, the city soon made up for it.

I had a few hours to kill before a business meeting, so I took the opportunity to amble around the Old Town, before finding my way through the winding streets to the Kunsthaus art museum.

The museum lacks the grandeur and wealth of treasures that the Louvre, National Gallery or the Prado can boast. But with a collection of works spanning six centuries – including some beautiful pieces by Canaletto, Monet and Van Gogh – it is well worth a trip.

And Zürich has a lot more to offer. The cafes, restaurants, shops, and its beautiful lake make Zürich an enviable place to live. Easy access to Switzerland’s world class ski resorts has a certain attraction too!

The Swiss advantage

And Switzerland’s appeal is not limited to its culture or sporting activities.

In its most recent annual survey, the World Economic Forum crowned Switzerland as the most competitive nation in the world for the second year running.

Switzerland was followed by Sweden, with Singapore third in the rankings. The United States slipped to fourth. The United Kingdom was 12th.

Running like clockwork

Such rankings were underscored on my way home.

The Swiss, of course, are famed for their timekeeping and efficiency. When the trains say they will arrive at a certain time they do, and to the second. They are smooth, clean and comfortable. Getting around Zürich is a cinch.

By contrast, getting back to my home in the UK was anything but smooth and comfortable. London’s Underground system was ground-breaking (literally) when it opened 150 years ago. Now though it is showing its age. There are constant repairs, and too many people jostling to get on.

The subsequent overland leg of my train journey was even worse. Broken signals, delays, overcrowded carriages. Suffice to say, it eventually took me twice as long to get from London’s City airport to home as it had taken me to fly from Switzerland to the UK.

Having lived abroad for many years, I know that nowhere is perfect.

Britain has its faults, for sure – the climate, the overstretched transport infrastructure, the lack of space, its cost of living. Yet coming back to live in the UK has helped me see it with new, more sympathetic eyes, better able to appreciate the wonderful things it does have to offer, and not just the bad bits.

Still, I can see why there is so much interest – especially among those well-paid financial types – in relocating to Switzerland.

Much of the reason may be to do with the favourable tax regimes they can expect to find in the country’s various cantons.

But I’m sure Switzerland’s long-trumpeted quality of life advantages must be as much of a draw.

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Wet and Wild: Big Weather Around the World

January 28, 2011 in Living Abroad Pros and Cons by Paul Allen | No comments

As everyone knows, the weather in the UK is nothing to write home about it. Grey, damp and cold tend to be the predominant impressions. Not surprising then that the country’s climate regularly tops the polls of reasons why people want to leave.

Still, as I try to remind myself on yet another chilly, overcast January morning, it could be worse.

For one, in Britain we don’t have to contend with crocodiles waddling down the pavements, as reported in some Queensland towns hit by the recent flooding. The flooding has also brought an increase in venomous snake sightings (my wife’s pet fear), and – my phobia – bull sharks seen swimming down the streets.  

But while it may be dangerous creatures that grab the headlines and send shivers down the spine, the real story is the extent of the flooding, and the chaos it has wreaked.

Vast areas of Australia’s north-east have been affected, damaging 30,000 homes and causing more than 30 deaths.

And after years of extreme drought in the country’s south-east, what has been described as an inland sea is now creeping across the state of Victoria.

Across the country, local businesses, the transport infrastructure, agriculture and mining have taken an enormous hit. The government now estimates the reconstruction effort to repair the damage will cost A$5.6bn.

Early forecasts also suggest the flooding could reduce Australia’s economic growth by 1% this year. That is a heavy toll.

Superstorm

Meanwhile, California – long feted for its climate and way of life – may be due its own “superstorm.”

According to a new report from the US Geological Survey, models show the atmospheric rivers that draw warm, moist air from the Pacific Ocean could create an “ARkStorm,” a month-long battering producing 10 feet of rain. The researchers estimated such a storm could cost $725 billion, nearly three times as much as a 7.8-magnitude earthquake hitting Southern California.

And of course there is always that risk of the giant earthquake building in the San Andreas fault, which is apparently overdue.

Maybe the British grey isn’t so bad after all.

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Relocating Tips: The Advantages of Self Storage

December 21, 2010 in Moving Abroad Tips by Paul Allen | 1 comment

It is exactly a year now since we repatriated from Spain to the UK. It was lovely to return in time to have Christmas with family, but looking back I wouldn’t do it the same way again. For rather than enjoying those magical weeks in the run up to Christmas, we had to spend them up to our ears in boxes, sorting and packing belongings.

Having moved several times before, we knew how much work was involved. Still, it’s amazing to discover how much “stuff” we had managed to accumulate, and how long it takes to sort.

The question then is always what do you do with it?

Which are the essential items you absolutely must take with you when relocating? Which bits can be given or thrown away? And the biggest quandary, what do you do with the rest? You know, the stuff you want to keep, or that you think might come in useful “some day.”

Unless a friend or family member is happy to give up their garage or attic indefinitely so you can jam it full of your belongings, the only real solution is to use a self storage facility. They come with several advantages:

1)      It’s cost effective 

For one, it is inexpensive these days to rent storage space. In addition, there are no long term contracts. That means that as you settle into your new place you have the flexibility to collect your boxes when you are ready for them.

2)      It’s safe and secure 

Any self storage facility worth its salt will have effective security measures in place to protect your property. Look for 24hr CCTV and individual alarms on the storage rooms.

3)      It’s convenient 

Self storage has become more and more popular in recent years. As a result, there is probably a self storage facility[1] close by.

Where possible it is best to look for facilities near both your old and new homes. That way you always have the option of keeping any overflow you’re not sure if you want or have space for safe.

4)      It’s flexible

Unless you’re relocating to a place where the weather is pretty much the same all year round, you may also want to think about storing all that stuff you only use at certain times of the year – for example, skis or scuba gear. That way you won’t have it cluttering up the house the whole time. And that can do wonders for your state of mind!

[1] For example, Big Yellow Self Storage has over 70 sites across Britain. You can see their facilities and locations at http://www.bigyellow.co.uk/.

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Your Moving Abroad Location Checklist

December 15, 2010 in Expat Locations, Moving Abroad Tips by Paul Allen | 1 comment

If you’re considering moving abroad then you want to do it right from the off. Your happiness depends on it. And that means making sure you head for a destination that best meets all YOUR requirements.

So here are some of the key issues to contemplate when deciding where to live:

1)      Education

For any parents, the quality of education available to their children – whether in the local state system, a private institution or at an international school – has to be a crucial factor.

If a country’s educational options are poor, think again. Your child’s future is too important.

2)      Language

Which languages do you speak? Where in the world will you find it easiest to integrate, and feel most comfortable living, as a result? Which languages will prove most beneficial to your prospects going forward?

At the gates of my daughter’s school here in Britain I hear many foreign accents. One big attraction for these parents of raising their children in the UK is the English fluency they are achieving. As the world’s dominant business language at present that will stand them in good stead in the years to come.

3)      Quality of life

Definitions of quality of life vary from person-to-person. But common considerations include the location’s relative cost of living, the climate, career opportunities and earning potential, access to leisure activities, the country’s political freedoms and cultural mores.

For instance, the UK is renowned for its high cost of living and poor weather. However, HSBC’s latest Expat Explorer Survey[1] ranked it the top country for entertainment, and reported that it is an easy place for expats to integrate.

The important thing is to determine which quality of life factors matter most to you.

4)      Social network

It is great to have family support and contact. Yet for many people living abroad often means having to do without that.

In such situations, it is important to be in a location where there are plenty of opportunities to develop a strong circle of friends who can offer emotional support, and with whom you can share the good times.

5)      Future prospects

Looking ahead, what sort of life will your location offer?

Does it hold out the prospect of attractive career opportunities, for you and any children you may have?

If you are considering retirement there, is it affordable?  What sort of social life can you expect? How do the healthcare system, and healthcare costs, stack up?

Answer these crucial questions before you leave home and you have a much better chance of finding happiness and contentment when you arrive.

[1] Expat Experience is the second of three reports from HSBC’s 2010 Expat Explorer research series, http://www.offshore.hsbc.com/1/2/international/expat/expat-survey/expat-experience-report-2010

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What Quality of Life Can You Expect Abroad?

October 8, 2010 in Expat Advantages, Expat Locations, France, Living Abroad Pros and Cons, Living in Britain, Living in Spain by Paul Allen | 4 comments

We’ve long suspected it, and now it appears to be true – the French, those lucky blighters, have the best quality of life in Europe.

Or, at least, so says a new study by consumer comparison service uSwitch.com[1].

Its research examined 16 quality of life factors – such as net income, food and fuel costs, life expectancy and working conditions – across 10 European countries to see how they stacked up.

France emerged with the best overall score, followed by Spain. The UK came ninth, with Ireland propping up the bottom of the table.

The reason for the UK’s poor score, said uSwitch, included its high living costs, below average government spending on health and education, shortage of holiday entitlements, high retirement age and lack of sunshine.

France, by contrast, was found to have the lowest retirement age, the longest life expectancy and the highest healthcare spend.

Meanwhile, Spain benefited from low living costs (especially for alcohol and cigarettes!), the highest number of holidays (at 43 days per year) and most sunshine hours.

The firm went on to note that three in ten people in the UK believe now is a good time to emigrate[2]. Given the low quality of life it seems they can expect to enjoy, is it any wonder?

The Full Picture

Yet before everyone starts packing their bags for France and Spain, it is important to remember that while such surveys make for attention-grabbing headlines, they don’t show the full picture.

For instance, the uSwitch report gives no consideration to the countries’ current or expected economic growth rates. Or what about the 20% unemployment rate afflicting Spain?

It gives no weighting either to the burdensome red tape that is so often cited as a feature of life in France and Italy.

The percentage of GDP spent on health is a blunt tool too by which to measure and compare the efficacy of countries’ systems. The United States, for one, spends a considerably higher percentage of its GDP on health, yet millions of its citizens remain without adequate, or indeed any, health cover.

The uSwitch survey also takes it as given that the greater the hours of sunshine the better. Yet the impressive sunshine quota seen in southern Europe – as well as places such as California and parts of Australia – bring with it high summer temperatures that frequently provoke raging forest fires, water shortages, pest infestations and crop failures.

In addition, the summer heat may force residents, especially the elderly, to spend weeks of the year trapped indoors, and can even lead to spiking death rates (as seen in Europe during the 2003 heatwave).

In short, these types of reports and surveys – a plethora of which are produced around the world each year – can give some helpful indication of the life you can expect to find when moving abroad. But to get a real picture, don’t forget to consider all the elements, the pros and the cons, and what they mean specifically to you.

[1] UK and Ireland Trailing the Rest of Europe for Quality of Life, uSwitch.com, 22 September 2010, http://www.uswitch.com/press-room/press-releases/uk-and-ireland-trailing-the-rest-of-europe-for-quality-of-life-1769.pdf.

[2] uSwitch.com Consumer Opinion Panel, May 2010, amongst a sample of 3,640 adults.

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Is Your Family Ready for Your Move Abroad?

September 30, 2010 in Moving Abroad Tips by Paul Allen | No comments

So you’re moving abroad. You are filled with excitement about the prospects it offers, eager to see new places, meet new friends, pursue your dreams.

But what about the loved ones you leave behind? While you have a wealth of new opportunities and experiences to explore, all they will be left with are the memories of your lives together.

Transition Tips

No doubt they will feel your loss. Nevertheless, there are a few things you can do to make the process as painless as possible:

  1. Once you have decided to move, share it with your family and friends well in advance. It may take time for them to accept you are leaving, and some may try to discourage you. However, a calm approach will help. Tell them your reasons for moving, and explain the advantages you hope to achieve as a result.
  2. The days before you leave are bound to be hectic. You will get caught up in a whirlwind of shopping, packing, finalising insurance and visa arrangements, getting health checkups and a host of last minute details. As a result, you may not realise how quickly the days are flying. So don’t forget to spend quality time with your loved ones, especially your family, before you go.
  3. Try to maintain a cheerful environment while you are still at home. Avoid emotional discussions, and reminders that soon you won’t be there.
  4. The period after you leave home can be tough for both you and your family. Sudden bouts of loneliness may make you feel homesick, and leave them feeling sad at your absence and anxious for your safety. At these times you have to be the strong one, since it was your decision to move. So the moment you arrive, call to let your family know you are well.
  5. Once you reach your destination, keep yourself occupied. Get involved in your new life and location by settling into your new home, learn about your new environment, and start making friends.
  6. During your first few months in the country keep in touch with family and friends as often as you can, making sure you share with them all the details about the place and its people. The pleasure and relief on both sides from hearing each other’s voices is priceless. And because international calling is so cheap these days the cost is no longer a worry.
  7. You can stay connected too by writing emails to friends and family explaining what you did today, or by sending pictures of where you are.
  8. And for those friends and family back home who are not well-versed with the internet, why not write them a letter or send a postcard? It is sure to make their day.

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10 Reasons To Move To Spain

May 15, 2008 in Living in Spain by Paul Allen | No comments

According to a study by Currencies Direct, Spain continues to top the list of retirement hotspots for Brits who actually want to enjoy some sun in their sunset years. And it’s not hard to see why.

 

But Spain’s allure is not limited to pensioners. Rather, it consistently ranks as the second most popular destination for British émigrés of all stripes. So here are 10 reasons why you might want to consider it too.

 

1)      Sunshine

Let’s face it, a plentiful supply of sunshine is always more appealing than endless days of rain (unless you’re an Australian farmer). And Spain, by and large, receives a bountiful supply of those golden rays throughout the year. Plus you won’t even have to leave home for your summer holidays anymore.

 

2)      Outdoor Activities

Sunshine and warmth – perfect ingredients for enjoying the Great Outdoors, whatever your interests: sailing, cycling, golf, painting, or simply paddling around at the beach. And in the winter there’s decent skiing in the Sierra Nevadas in the south, or the Pyrenees in the north.

 

3)      Natural Beauty

Unfortunately Spain has become synonymous with overdevelopment and tawdry beach resorts. But for those that want them there are still plenty of low-key towns and unspoilt stretches of coast to be found.

 

And once away from the Mediterranean there is a surprising diversity of landscapes: from the wilds of Galicia, to the lush forests of the Basque country, and the majestic Picos de Europa or Aigüestortes national parks.

 

4)      Cost of Living

Spain has become noticeably more expensive, especially since the euro came into effect. Nevertheless, prices for food, alcohol, petrol and property – to name just a few items – are still lower than in the UK.

 

5)      Food and Drink

Spain may not be a gourmet capital like France or Italy, but its cuisine is not restricted to paella and tortilla either. And if you doubt it, take a visit to the Basque region, where the food has a deservedly high reputation. As for the wine …!

 

6)      Pace of Life

While the pace may be picking up in big cities, Spain in general continues to adopt a more relaxed approach to the clock. Siestas remain commonplace too. Great if you have time to go with the flow!

 

7)      Health Care

Spain’s health care system was rated seventh in the world by the World Health Organization when it compiled a report on the subject back in 2000. And in my experience (having had two children here, one with severe allergies) its reputation is deserved: the staff are well-trained, and facilities are modern, well-equipped and clean.

 

8)       Family Life

Spanish families tend to be close knit, with plenty of contact across the generations. They are also children oriented, with kids the centre of attention for doting family members and strangers alike (which is great if you happen to have some yourself).

 

9)      Fiestas

Fiestas are a central feature of Spanish life. Famous ones like the bull-running in Pamplona (San Fermín) or Sevilla’s Semana Santa are well worth a visit if you can get there. But each village, town and city has its own catalogue of saints’ days and feast days too, which can be just as entertaining and intoxicating (in every sense).

 

10)  Cultural Riches

Spain’s glory days as a world force may be long gone, but it carries with it a wealth of history and culture: from the magnificent art galleries of Madrid and Barcelona to architectural jewels such as the Alhambra in Granada, the cathedral of Santiago de Compostela and Bilbão’s Guggenheim museum. Or you can simply soak up the atmosphere with a stroll around one of its many beautiful cities: Salamanca, Toledo, León, Girona, Sevilla …

 

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