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As ever, money talks. The UK government may be trying to curb overall levels of immigration into the country, but for those with the cash the doors are opening wider.

At the tail end of 2010 the government’s Home Secretary announced new limits on various components of its points-based immigration system, making it harder for non-EU citizens to enter the country. The changes will take effect from April 2011.

However, it also emerged the Tier 1 Investor and Entrepreneur categories would be made more attractive to applicants. In addition, a new Tier 1 category, Persons of Exceptional Talent, will be introduced for internationally recognised people.  

No details of the changes to the Investor category were released at the time of the announcement. However, it appears one aspect will be to reduce the time it takes for a qualifying person to be granted residency.

Investor criteria

The Investors category is designed for those who intend to make a substantial investment in the UK[1]. To be eligible, applicants need:

a)      A minimum of £1 million of your own money in a regulated financial institution that you can dispose of in the United Kingdom, or

b)      Personal assets of more than £2 million, and a £1 million loan from a financial institution regulated by the Financial Services Authority.

Successful applicants receive a three year visa initially, which can be extended for a further two years. Partners and dependent children are also covered by the visa, and are free to work/attend school. After five years visa holders can then apply for permanent residency.

Residency fast-track

Under the upcoming changes, though, it appears there will be a new fast track to residency for the wealthiest. The qualifying periods look like being:

  • 5 years for those investing £1m-£5m
  • 3 years when investing £5m-£10m
  • 2 years when the investment is £10+m

 

When you’re rich, the world really is your oyster.


[1] See the UK Border Agency website for more details, http://www.ukba.homeoffice.gov.uk/workingintheuk/tier1/investor/

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The Holiday Season is well upon us. But if you live abroad you’ll need to get used to a whole different category of celebrations.

Take today, December 6. For many of us it may be another dreary Monday at work. But not everywhere …

Santa Claus is Coming to Town

December 6 is a special festival for children in many European countries, as well as some American cities – for it marks Saint Nicholas Day.

In the Netherlands in particular, Saint Nicholas’ Eve is the equivalent of Christmas Eve, when Sinterklaas (the original Santa Claus) brings gifts for all the good boys and girls. Similarly, in Germany children traditionally put a boot out for St Nicholas to fill with small presents and sweets.

Advent of Democracy

December 6 is a special holiday in Spain too, albeit for different reasons. This is Constitution Day, marking the Spanish public’s vote in 1978 to approve the Constitution of Spain, and thus the country’s formal transition to a democratic state.

As a citizen of the UK, with its long democratic history, it is easy to forget how recent the establishment of such political rights was in Spain. If I was a Spaniard, however, I would have been born in a dictatorship.

In the developed world it is easy to see democracy as a right, one we take for granted. But days like today remind me how blessed we are.

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Do animals get grumpy?

Are there certain days when your cat or dog is more irritable than others? Do creatures in the wild go through mood swings? Or is it just humans?

I ask because I read this week about Cathal Morrow, an author living in Madrid. Back in June he embarked on a quest to live for a year without unhappiness, in an attempt to prove happiness is merely a state of mind.

 

As he writes on his blog, http://imhappyandiknowit.com/:

“What I’m attempting to live is my belief that happiness is entirely independent of the highs and lows of my little life, that it’s far bigger than me. That happiness is a permanent state for us all, if only we allow it to be.”

Being happy. We’re all looking for it, aren’t we?

Yet that appears to be the root of the problem. We’re searching for it, as if happiness is a destination that will be reached once we’ve got X, Y and Z in place.

Thanksgiving

It’s an important issue, brought into focus by this week’s Thanksgiving celebrations in the United States.

While it began as a festival giving thanks for the year’s harvest, Thanksgiving has since developed into a more general expression of gratitude.

And therein lies Mr Morrow’s secret to happiness – a determination to see the everyday brightness in life and be happy for it.

Seeking a better life

Which brings me to moving abroad.

Why is it so many people around the world – including millions of citizens in some of the most prosperous countries on the planet – want to relocate elsewhere?

For most people the interest is spurred by a desire to find a “better life,” whatever their definition may be.

Many are stirred by the potential benefits they hope to find by relocating – better weather, more leisure opportunities, lower living costs, attractive employment openings. Others see moving abroad as an escape from the unfulfilled lives they are living in their current location.

Finding Happiness

However, this desire for movement is not necessarily the path to happiness.

Yes, moving abroad can lead to a healthier, happier, richer life. But switching one country for another won’t by itself be enough. Ultimately it is an internal shift, rather than the external one, that leads to happiness and fulfilment.

Hence the importance of gratitude.

Rather than think about the things that are wrong with our lives, we should devote more attention to the things that are right.

It could be your health, or the health of your partner or children, the love of family, laughter with friends, the joy of a sunrise or waves on the beach, thanks for the food you have to eat.

Which isn’t to say you shouldn’t want to improve your current situation. It is human nature, one of the driving forces of evolution. But by stopping to give conscious thanks for those daily blessings we too often take for granted, the chances are you will be a happier person, wherever in the world you happen to find yourself.

Who could ask for a better life than that?

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The United States is one of the most popular countries in the world for businesses and families to immigrate to. With a diverse array of cultures and companies throughout the large nation, the opportunities for immigrants are virtually endless.

However, because of the strict requirements for people immigrating to the U.S., it is important to know the processes to ensure you get the right visas and documentation for a visit or smooth transition to life as an American citizen or permanent resident.

There are several ways to immigrate to the U.S. depending on the needs of your business, family, or yourself. You can choose from a work or student US visa for a temporary stay, apply for a green card if you have a spouse or relatives who are U.S. citizens, or apply for citizenship if you plan to make a permanent move to the U.S.

A green card affords permanent U.S. residency. People who hold a green card are permanently approved to work within the U.S. despite not having citizenship.

After a certain number of years people with a green card may apply for citizenship if they choose. However, it is not required – something especially important for people to know when there is any possibility of moving back to their home country.

Naturalization, or the process of obtaining American citizenship, is another option, although it applies to those who plan to make their move to the U.S. permanent. After five years of residence in the U.S., green card holders can apply for citizenship. The test required for nationalization measures knowledge of U.S. civics, as well as English language proficiency.

Overall, U.S. immigration laws change rather frequently, so it is vital to know the current regulations in advance, whether you choose to get a USA visa for work, a student visa, or you want to apply for citizenship.

This article was provided by Global Visas, the leading immigration experts for private and corporate clients locally and worldwide. 

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We’ve long suspected it, and now it appears to be true – the French, those lucky blighters, have the best quality of life in Europe.

Or, at least, so says a new study by consumer comparison service uSwitch.com[1].

Its research examined 16 quality of life factors – such as net income, food and fuel costs, life expectancy and working conditions – across 10 European countries to see how they stacked up.

France emerged with the best overall score, followed by Spain. The UK came ninth, with Ireland propping up the bottom of the table.

The reason for the UK’s poor score, said uSwitch, included its high living costs, below average government spending on health and education, shortage of holiday entitlements, high retirement age and lack of sunshine.

France, by contrast, was found to have the lowest retirement age, the longest life expectancy and the highest healthcare spend.

Meanwhile, Spain benefited from low living costs (especially for alcohol and cigarettes!), the highest number of holidays (at 43 days per year) and most sunshine hours.

The firm went on to note that three in ten people in the UK believe now is a good time to emigrate[2]. Given the low quality of life it seems they can expect to enjoy, is it any wonder?

The Full Picture

Yet before everyone starts packing their bags for France and Spain, it is important to remember that while such surveys make for attention-grabbing headlines, they don’t show the full picture.

For instance, the uSwitch report gives no consideration to the countries’ current or expected economic growth rates. Or what about the 20% unemployment rate afflicting Spain?

It gives no weighting either to the burdensome red tape that is so often cited as a feature of life in France and Italy.

The percentage of GDP spent on health is a blunt tool too by which to measure and compare the efficacy of countries’ systems. The United States, for one, spends a considerably higher percentage of its GDP on health, yet millions of its citizens remain without adequate, or indeed any, health cover.

The uSwitch survey also takes it as given that the greater the hours of sunshine the better. Yet the impressive sunshine quota seen in southern Europe – as well as places such as California and parts of Australia – bring with it high summer temperatures that frequently provoke raging forest fires, water shortages, pest infestations and crop failures.

In addition, the summer heat may force residents, especially the elderly, to spend weeks of the year trapped indoors, and can even lead to spiking death rates (as seen in Europe during the 2003 heatwave).

In short, these types of reports and surveys – a plethora of which are produced around the world each year – can give some helpful indication of the life you can expect to find when moving abroad. But to get a real picture, don’t forget to consider all the elements, the pros and the cons, and what they mean specifically to you.


[1] UK and Ireland Trailing the Rest of Europe for Quality of Life, uSwitch.com, 22 September 2010, http://www.uswitch.com/press-room/press-releases/uk-and-ireland-trailing-the-rest-of-europe-for-quality-of-life-1769.pdf.

[2] uSwitch.com Consumer Opinion Panel, May 2010, amongst a sample of 3,640 adults.

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Once England got knocked out of the World Cup there was no doubt which team I wanted to win … having been a resident of the country for so many years it had to be Spain.

But what if Spain and England had happened to meet in the World Cup final?

This issue of country allegiances and divided loyalties struck me during this year’s tournament climax because one of our good friends in the Spanish town where we lived hails from the Netherlands. Who would she be cheering on to lift that special trophy?

We guessed it would be the boys in orange … albeit perhaps sotto voce. But what about her children? Living in Spain, with a Dutch mother and German father, where will their allegiances lie as they grow older?

It’s a question of identity. To my mind, the only point at which you can be said to have fully integrated into a country is when you cheer for that nation – be it in sports, war or whatever – above all others. That is when you become a true citizen, as opposed to a long-term resident. And in most cases, I reckon, that takes at least a generation.

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After months of anticipation Barack Obama has at last been sworn in as the 44th President of the United States.

It is not exaggerating to say this is a day of hope, not just for millions of American citizens, but for the billions of citizens of the Earth as a whole.

The weight of expectation is enormous – too big probably, as if single-handedly and in just a few years he can solve all the deep and desperate problems facing America, and by extension much of the rest of the world. But hopefully his term(s) of office will bring real improvements nevertheless: to the global economy, to the environment, to war-ravaged Iraq and Afghanistan, to the problems of the Middle East, to relations between the Islamic world and the West.

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